While Hill Financial Solutions is an independent financial services firm, we are not alone. We have chosen to work with many partners who help us provide services to our clients. We work with many different companies that specialize in different aspects of our business. Here are some of the primary partners that help us to do what we do:
Cambridge Investment Group, Inc. (Cambridge)
Cambridge is a privately controlled broker-dealer and registered investment adviser that provides support to independent financial advisors. They provide support and training to maintain compliance with all policies and laws from regulatory entities such as the Financial Industry Regulatory Authority (FINRA) and the Securities and Exchange Commission (SEC). Cambridge helps to maintain records of client accounts and to evaluate the appropriateness of client portfolios. There are dozens of partners that work with Cambridge to provide managed portfolios, fixed-index and variable annuities, and alternative investments. To learn more about Cambridge go to www.joincambridge.com.
Athlon Wealth Advisors (AWA)
AWA works with Cambridge to provide supervisory services and support to independent investment advisors who want to build their firms according to their own vision. They provide oversite services and support. For more information about AWA go to: www.athlonwealth.com.
BNY Mellon | Pershing
Pershing is the primary clearing, custody, and settlement company that we work with. The custodian bank uses powerful technology to secure the assets of clients. With over 80 years of experience and over $1.9 trillion dollars of assets under management, Pershing provides the security and capabilities that allow us to provide a vast array of investment choices including equities, fixed income, annuities, preferred stock, alternative investments, and more. For more information go to www.pershing.com.
J.A. Hill Associates
J.A. Hill Associates is a financial services and accounting firm founded in 1985. Scott Hill continues to work closely with J.A. Hill Associates servicing clients to achieve their investment objectives in a tax efficient manner. Their many years of experience with investment advising and taxes provides the foundation for the investment approach at HFS.
Envestnet’s MoneyGuidePro (MGP)
MGP is a sophisticated financial planning platform that helps provides an excellent way to understand all the varied elements that affect clients’ lives. A financial plan helps provide an understanding of clients’ net worth, savings goals, investment goals based on risk tolerance, social security optimization, estate planning, and risk management. To learn more go to www.moneyguidepro.com.
Ash is an insurance brokerage general agency that provides support to insurance agents. They work with a wide variety of insurance carriers so HFS is able to provide access to many of the leading insurance products. Whether it is life insurance, long-term care insurance, disability insurance, or other insurance, Ash Brokerage helps HFS to find solutions for clients.
Midland National Insurance
While we work with many insurance companies, Midland National is a company that we work with directly. For over 110 years, Midland has been providing insurance policies and annuity contracts and have a high ratings for financial strength from A.M. Best (A+) and S&P Global Ratings (A+). As a privately owned company, Midland manages their business without short-term earnings pressures that can occur when the company is publicly traded. With over 1 million life insurance policies and annuity contracts, they paid over $516 million in life insurance death claims in 2017. Their indexed universal life and term life products are among the best in the industry. Their customer service to agents and policy holders makes Midland one of our preferred insurance partners. To learn more about Midland go to www.midlandnational.com.
Medicare Advantage, Prescription drug plans, and Medicare supplement policies.
At HFS we work with many health insurance providers including Aetna, Humana, Cigna, UnitedHealth, Mutual of Omaha, Shenandoah, and Transamerica.