As independent investment advisor representatives, we have access to a wide array of investment options for fulfilling goals. In the process of identifying the client’s needs, risk tolerance, and values, we build an allocation model that includes a wide variety of investments (such as mutual funds, exchange-traded funds (ETFs), individual stocks, real estate investment trusts (REITs), and others.
When developing an asset allocation model, we conduct due diligence on specific investments and select these investments to provide a well-diversified portfolio that is tailored to your objectives and risk tolerance.
Deciding what type of account to use for which purpose is almost as important as the specific investments. Whether the funds are intended for retirement, education, or saving for big purchases, there are tax implications that can affect the real return of your investments.
As independent advisors, we work with several partners that enable us to set up a wide variety of accounts. Whether it is a 401(k), SEP IRA, Traditional IRA, Roth IRA, 529 plan, health savings account, or a brokerage account, we help you to understand the advantages and disadvantages of these options.